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Posted by / 12-Apr-2017 15:53

Think of debt consolidation as a useful tool for getting your finances in order.

Just as you wouldn't use a screwdriver to hammer in a nail, debt consolidation isn't a one-size-fits all solution.

In some cases, unpaid student and personal loans may be candidates for consolidation.

Explore your options with a PSECU representative today.

The first step in selecting the right product is to assess your current debt load and determine what can - and can't - be consolidated.

Credit card debt is one of the most commonly consolidated items.

We also discuss the types of debt consolidation companies and organizations that offer these various options.

There are many different ways to consolidate your debt with PSECU.

Any results are estimates and we do not guarantee their applicability or accuracy to your specific circumstances.

Note: No Discover loans may be paid off with this debt consolidation.

With multiple term options, you can choose to save more or save less in interest based on the monthly payment you can afford.

The relative benefits of a loan for debt consolidation depend on your individual circumstances and your actual debt payments.

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You will realize interest payment savings when you make monthly payments towards the new, lower interest rate loan in an amount equal to or greater than what you previously paid towards the higher rate debt(s) being consolidated.

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